Highest Borrow-Fee Stocks Today: July 14, 2026 — Hard-to-Borrow Rates
BJDX tops Tapeboard's July 14, 2026 market-wide borrow-fee ranking at 745.4% annualized, one of just 7 names on today's list in the hard-to-borrow-or-extreme fee tier.
TL;DR: As of 10:50 PM ET on July 14, 2026, BJDX carries the highest IBKR borrow fee in Tapeboard's market-wide ranking at 745.4% annualized. JZ is second at 679.9%, and ELPW is third at 367.0%.
The costliest name to borrow on a market-wide basis is BJDX at 745.4% annualized as of July 14, 2026. Fees on today's list span 0.3% to 745.4% annualized; the median is 13.3%. Ultra-high, triple-digit borrow fee rates like these typically flag distressed, very-low-float, or nearly un-locatable names rather than conventional short squeeze setups — a high fee is a cost-to-short signal driven by short interest and lending-pool scarcity, not a bullish call on its own.
Today's Hard-to-Borrow Rate Table
| Rank | Symbol | Annualized Borrow Fee | Rebate Rate |
|---|---|---|---|
| 1 | BJDX | 745.4% | −741.7% |
| 2 | JZ | 679.9% | −676.3% |
| 3 | ELPW | 367.0% | −363.3% |
| 4 | LUCY | 347.4% | −343.8% |
| 5 | SHPH | 286.3% | −282.7% |
| 6 | AILLM | 14.9% | −11.3% |
| 7 | ALEDY | 13.3% | −9.7% |
| 8 | AEAE | 1.5% | 2.2% |
| 9 | AOGO | 1.5% | 2.2% |
| 10 | GRPN | 1.3% | 2.3% |
| 11 | ABTZY | 0.3% | — |
| 12 | ADERY | 0.3% | 3.4% |
| 13 | AGDXF | 0.3% | 3.4% |
| 14 | AILLO | 0.3% | 3.4% |
*Source: IBKR Securities Lending rates as compiled by Tapeboard, July 14, 2026 10:50 PM ET. Market-wide ranking across all IBKR-tracked securities. Not investment advice.*
Borrow-Fee Tiers
Tapeboard categorizes annualized borrow fees as normal (under 2%), elevated (2-10%), hard-to-borrow (10-50%), and extreme (above 50%). On July 14, 2026, 7 names on today's market-wide list fell in the hard-to-borrow or extreme tier.
What a High Borrow Fee Signals
An annualized borrow fee is the stock-loan cost a short seller pays to borrow and sell shares; a high fee reflects scarcity in the lendable pool, not a directional forecast. It does not by itself predict a squeeze. Names with triple-digit fees are often distressed, very-low-float, post-reverse-split, or recently IPO'd stocks where shares are almost impossible to locate through normal channels — high cost-to-short is not the same as squeeze potential. Borrow fee is weighted 25% in the methodology behind Tapeboard's composite squeeze score.
Frequently Asked Questions
Which stocks have the highest borrow fees today?
As of July 14, 2026, BJDX has the highest annualized borrow fee in Tapeboard's market-wide ranking at 745.4%, followed by JZ at 679.9% and ELPW at 367.0%.
What is considered a high stock borrow fee?
Tapeboard categorizes annualized borrow fees as normal (under 2%), elevated (2-10%), hard-to-borrow (10-50%), and extreme (above 50%). Fees above roughly 10% generally signal meaningful scarcity in the lending pool.
Where do these borrow rates come from?
Tapeboard compiles IBKR Securities Lending borrow fees daily and refreshes them each evening across the full market universe. These rates are daily snapshots, not real-time intraday figures, and may differ from rates quoted at other brokers.
Data and Methodology
Borrow fee: IBKR Stock Loan Availability, updated daily each evening, market-wide. Rebate rate: IBKR Securities Lending data, where available. See today's full squeeze analysis for the 7-factor composite ranking, or the hard-to-borrow leaderboard for the live pillar.
This post is for educational and informational purposes only and is not investment advice. Borrow fees reflect securities-lending conditions reported in IBKR's daily data; they are not real-time intraday rates and may differ from rates at other brokers. A high borrow fee does not constitute a buy or sell signal. Short selling carries unlimited downside risk. Editor: Marcus Reilly.