Highest Borrow-Fee Stocks Today: July 10, 2026 — Hard-to-Borrow Rates
JZ tops Tapeboard's July 10, 2026 market-wide borrow-fee ranking at 679.9% annualized, with 17 of today's 25 tracked names landing in the hard-to-borrow or extreme tier.
TL;DR: As of 10:50 PM ET on July 10, 2026, JZ carries the highest IBKR borrow fee in Tapeboard's market-wide ranking at 679.9% annualized. ATPC is second at 531.8%, and RGC is third at 244.4%.
The costliest name to borrow on a market-wide basis is JZ at 679.9% annualized as of July 10, 2026. Fees on today's list span 4% to 679.9% annualized; the median is 18.1%. On a market-wide basis, triple-digit annualized rates like the ones atop today's board typically flag distressed, very-low-float, or otherwise nearly un-locatable names rather than conventional short squeeze setups — a high borrow fee is a cost-to-short signal, not a bullish signal on its own. This ranking sits alongside — and does not replace — Tapeboard's static highest borrow-fee stocks leaderboard, which tracks the live pillar day over day.
Today's Hard-to-Borrow Rate Table
| Rank | Symbol | Annualized Borrow Fee | Rebate Rate |
|---|---|---|---|
| 1 | JZ | 679.9% | -676.3% |
| 2 | ATPC | 531.8% | -528.2% |
| 3 | RGC | 244.4% | -240.8% |
| 4 | QH | 170.9% | -167.3% |
| 5 | INM | 101.5% | -97.9% |
| 6 | OST | 49.2% | -45.6% |
| 7 | SHFS | 48.0% | -44.3% |
| 8 | NRDY | 36.2% | -32.6% |
| 9 | LXEH | 30.4% | -26.7% |
| 10 | WKHS | 27.5% | -23.9% |
| 11 | LCID | 23.6% | -20.0% |
| 12 | TOPS | 20.3% | -16.6% |
| 13 | BIRD | 18.1% | -14.5% |
| 14 | MSTX | 17.8% | -14.2% |
| 15 | BYND | 16.7% | -13.1% |
| 16 | AISP | 16.6% | -12.9% |
| 17 | CRMT | 10.7% | -7.0% |
| 18 | DOG | 8.6% | -5.0% |
| 19 | RUM | 8.5% | -4.9% |
| 20 | SPCE | 8.1% | -4.5% |
| 21 | BOIL | 7.3% | -3.7% |
| 22 | XRX | 5.8% | -2.2% |
| 23 | ABCL | 5.0% | -1.4% |
| 24 | HIVE | 4.2% | -0.6% |
| 25 | OCGN | 4.0% | -0.4% |
*Source: IBKR Securities Lending rates as compiled by Tapeboard, July 10, 2026 10:50 PM ET. Market-wide ranking across all IBKR-tracked securities. Not investment advice.*
Borrow-Fee Tiers
Tapeboard categorizes annualized borrow fees as normal (under 2%), elevated (2-10%), hard-to-borrow (10-50%), and extreme (above 50%). On July 10, 2026, 17 names on today's market-wide list fell in the hard-to-borrow or extreme tier. The top five names — JZ, ATPC, RGC, QH, and INM — all clear the extreme threshold by a wide margin, each carrying a fee more than 100 percentage points above the tier's 50% floor.
What a High Borrow Fee Signals
An annualized borrow fee is the stock-loan cost a short seller pays to hold a position open. A high fee reflects scarcity in the lendable pool — brokers have fewer shares available to lend relative to demand — but it does not by itself predict a squeeze. Names carrying triple-digit fees are often distressed companies, very-low-float stocks, post-reverse-split issuers, or recently IPO'd names where shares are almost impossible to locate through normal securities-lending channels. High cost-to-short is not the same as squeeze potential; borrow fee is just one input, weighted 25% in the methodology behind Tapeboard's composite squeeze score, alongside short interest, float utilization, days to cover, and price momentum.
Frequently Asked Questions
Which stocks have the highest borrow fees today?
The top three on July 10, 2026 are JZ at 679.9% annualized, ATPC at 531.8% annualized, and RGC at 244.4% annualized, based on Tapeboard's market-wide IBKR borrow-fee ranking.
What is considered a high stock borrow fee?
Tapeboard categorizes annualized borrow fees as normal (under 2%), elevated (2-10%), hard-to-borrow (10-50%), and extreme (above 50%). Anything in the hard-to-borrow or extreme tier signals real scarcity in the lendable share pool.
Where do these borrow rates come from?
Tapeboard compiles IBKR Securities Lending borrow fees daily and refreshes them each evening across the full market universe. These are daily figures, not real-time intraday rates, and may differ from the borrow rates quoted at other brokers.
Data and Methodology
- Borrow fee: IBKR Stock Loan Availability, updated daily each evening, market-wide
- Rebate rate: IBKR Securities Lending data, where available
See today's full squeeze analysis for the 7-factor composite ranking, or the hard-to-borrow leaderboard for the live pillar.
This post is for educational and informational purposes only and is not investment advice. Borrow fees reflect securities-lending conditions reported in IBKR's daily data; they are not real-time intraday rates and may differ from rates at other brokers. A high borrow fee does not constitute a buy or sell signal. Short selling carries unlimited downside risk. Editor: Marcus Reilly.